If you’re visiting Hawaii and are involved in a rideshare accident, you might wonder if you can file a claim. The answer is yes. Tourists are legally entitled to pursue compensation just like Hawaii residents.
Your right to file a claim as a visitor
Hawaii law does not distinguish between residents and visitors when it comes to traffic incidents. If you sustain injuries while riding in a vehicle operated by a rideshare platform, you are eligible to file a claim for compensation. This can include accidents caused by the rideshare driver, another motorist, or even hazardous road conditions. The crucial element is establishing liability and demonstrating how the accident affected you.
How insurance coverage works for tourists
Hawaii operates under a no-fault insurance framework, which typically means each individual’s insurance policy covers their own medical expenses. If you do not have local coverage because you live outside Hawaii, the rideshare company’s insurance may cover your injuries. Rideshare companies provide insurance that includes bodily injury coverage, depending on the driver’s status at the time of the accident. You may be able to file a claim through the driver’s personal policy or through the company’s commercial insurance, depending on the facts of the case.
Steps to take after a rideshare accident
Immediately report the incident through the rideshare app and seek medical care. Maintain detailed records, including photos, receipts, and all medical documentation. These materials will be essential when proving the nature and impact of the accident. Also, gather the names, contact information, and insurance details of every driver involved.
Your non-resident status does not limit your ability to file a legitimate claim. You have a right to pursue compensation for injuries, medical bills, and other losses resulting from the accident. Being informed and organized will significantly strengthen your claim.